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Mortgage-Plus is a licensed credit broker Specialising in
Mortgages and Re-Mortgages, with years of experience in
the mortgage industry and access to the entire UK lending market
including some exclusives we cover over 10,000 products,
our clients can expect a tailor made service to suit personal requirements. We have strong
links with major lenders who are prepared to consider 'out of criteria' applications on
merit and this has become one of our strongest areas.
Whether you are a First Time Buyer, self employed, have less then perfect credit
or have
been turned down elsewhere for CCJ etc, we can help. We take your individual
circumstances into consideration without using a rigid set criteria.
Best of all, unlike most companies we
do not charge commission.
SPECIALIST AREAS INCLUDE:
Any Mortgage & Re-Mortgage, We say Yes
First Time Buyers:
- Some times it can be difficult to make a decision
when things are not so clear and budgets may be tight,
we can tell you all about Mortgages including 100%
mortgage, available products and rates. You will be
pleased to know that not only our expert advise is
FREE, we don’t charge you commission for your
mortgage, we will even give you £50 cash back
on
completion. Try our mortgage calculator to get an idea
on your monthly payments.
Self Cert:
- Special schemes are available, many without evidence of income
requirements, for Purchases, re-mortgages, capital
raising. Maximum LTV ( Loan to Value ) is usually
90% on a Self Cert mortgage.
Adverse Credit:
- Poor credit history can come in many forms- CCJs, defaults, arrears,
repossessions, poor payment profile on existing or previous credit
and even bankruptcy. We can arrange a mortgage for you even if any
or all apply to you.
Buy to Let:
- This exciting market has led to
plenty of opportunities, with finance becoming more widely
available. Rental income projections can now be used instead of
personal income, with a competitive lending market providing
attractive rates. High lending is also available up to 85 percent,
with deposits often being raised against main
residences.
Let to Buy:
- If you are looking to let out your existing home and purchase a new property to
live in, then there are an increasing number of schemes available,
whereby deposits can often be raised against an existing
property.
Equity release:
- Asset rich, cash poor? : If you are age 55 you may be able to
release funds from your main asset "your
home". You can choose either
to repay interest monthly or have interest 'rolled up' with no
monthly payments, allowing you to utilise funds for any
purpose.
Re-mortgage/Capital raise:
- You can raise additional finance against your property by way
of a Further Advance or a Re-mortgage. Due to the competitive
market; many lenders are offering attractive low rates, often with
free or subsidised surveys/legal fees. Don't need cash? - Then
consider moving your mortgage to another lender offering better
terms and monthly savings.
International Mortgages:
- If you require finance to purchase an Overseas
Residential property, then Mortgage-Plus have many
years experience in arranging this type of mortgage
facility. Commercial loans also considered on a
case-by-case basis. You can read more about
International mortgages in our services,
you can also download
and send us an agreement in principle form before even
you start looking for your property abroad.
Commercial Lending:
- Finance available from a wealth of lending
institutions for shops, offices, businesses, factories etc.
Part commercial/part residential available - flats/houses over or
attached to shops - separate rates for residential portion makes
overall lending more competitive.
Needless to say we offer all/any type of mortgage
and remortgage, if its out there we know about it and best of all we
can arrange the best possible interest
rates for you.
Not all companies are same, not all have access to
entire lending market, not all have the same level of
service so make your choice contact us, we look forward to
your call.
Whatever Your Circumstances.....
We Can Help. Apply Today, why delay?
Special
Offer:
Unlike most companies we
do not charge commission for UK Mortgages &
Re-mortgages.
PLUS: To show our appreciation for your custom we
will give you £50 cash back on completion of
your mortgage or remortgage. Don't forget to claim for it
at time of application.
You can view our complete list
of Services here.
Your home is at risk if you do not keep up repayments on a mortgage or
other loans secured on it. Written quotations available on request
subject to status.
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